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Employers’ / Public / Products Liability / Directors’ and Officers’ (D&O)
96% of UK businesses are small to medium-sized. We believe they each deserve a tailored, high quality service that most other brokers often reserve for their large corporate contracts.
Scholar and Partners work closely alongside a number of insurers in developing truly bespoke cover for a wide range of businesses. The flexibility of our Commercial Combined insurance allows us to cater for a variety of business sectors, including but not limited to, FMCG, Hospitality, Catering, Retailers, Manufacturers, Importers/ Exporters, Distributors, Printers, Engineers and much more.Whatever your sector, we are here to take away the mystery that can sometimes shroud some insurance products, leaving you with complete peace of mind, knowing that having the right insurance cover to protect your business and livelihood making that one less thing for you to worry about.
Our Risk Profile
- Solopreneurs/ Freelancers/ New start-ups
- Established businesses that are up to 250 employees in size
- Companies located in UK, Eire, Isle of Man, Channel Islands, and the European Union
Scholar and Partners believe that the standard Commercial Combined policy offered by some has shortcomings and could be financially inefficient and narrow for those clients with specific business operations or large portfolios who are seeking to minimise their premium expenditure. Therefore, to address these limitations, we have access to a competitively priced Commercial Combined insurance cover 100% underwritten by “A-rated” Insurers at Lloyd’s of London. This scheme has a number of benefits and pricing advantages, which are summarized and detailed in the titled section What’s Covered
- Up to £15m TSI per location.
- Focus on quality of risk not trade
- Price-match available for target business
- Broad appetite.
- Up to £10m TSI per location
Commercial, residential and vacant property solutions
- Nuclear, Chemical, Biological or Radioactive contamination
- Information Technology
- Nuclear Installations
- Pollution unless from an act of terrorism or sabotage
- Emotional distress unless as a consequence of physical injury
- Strikes, riots or civil commotion unless caused by an act of terrorism
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